Total Visa®: Updates to APR, Bullet Point, Fees and Language

The following changes have been made to the Total Visa® campaign.
Remove all instances of “Processing Fee” and replace it with “Program Fee”. The required disclaimer in emails to be posted with CTA’s should read: “If approved, just pay an $89.00 program fee to open your account and access your available credit.” This affects a Bullet Point and all email creatives.

Updated Bullet Point:
-If Approved, simply pay a Program Fee to open your account and access your available credit.

Fee Changes:
-APR for merchandise and cash has changed, continue to use “See Terms*”.
-Late Payment Fee is now “Up to $39”
-Returned Check Fee is now “Up to $39”

Email Creatives:
Please be sure that all email creatives reflect the language change. Updated creatives are now available to download. If you have custom creative, it too will need to be updated and sent to our team, so we can update our records. Send custom creatives to:(Susie Henderson)

Updated Document Links:
Total Visa® Campaign Details
Total Visa® Approved Messaging

As always, feel free to reach out to us with any questions.

Fee Updates – First Progress MC, First Latitude MC, Assent MC

Please review the following Late Payment and Return Payment Fee changes, and make the necessary updates to your listings:

OLD Late Payment Fee:  Up to $38.00
NEW Late Payment Fee: Up to $39.00

OLD Return Payment Fee: Up to $27.00
NEW Return Payment Fee: Up to $28.00

These fees are in effect for the following cards:
First Progress Platinum Prestige Mastercard® Secured Credit Card
First Progress Platinum Select Mastercard® Secured Credit Card
First Progress Platinum Elite Mastercard® Secured Credit Card
First Latitude Platinum Mastercard® Secured Credit Card
Assent Platinum Mastercard® Secured Credit Card

As always, feel free to reach out to us with any issues.

APR Updates – First Progress MC, First Latitude MC & Assent MC

Below are Purchase APR and Cash Advance APR updates for the affected cards. Please review them and make the necessary updates to your listings. 

First Progress Platinum Prestige Mastercard® Secured Credit Card: 
Purchase APR:  10.74%
Cash Advance APR:  19.74%

First Progress Platinum Select Mastercard® Secured Credit Card:   
Purchase APR: 14.74%
Cash Advance APR: 20.74%

First Progress Platinum Elite Mastercard® Secured Credit Card: 
Purchase APR: 20.74%
Cash Advance APR: 25.74%

First Latitude Platinum Mastercard® Secured Credit Card:
Purchase APR and Cash Advance APR: 26.74%

Assent Platinum Mastercard® Secured Credit Card:
Purchase APR and Cash Advance APR: 24.74%

Please reach out if you have any questions.

First Access Visa® New Valentine’s/Mother’s Day Email Creative

First Access Visa® has approved a new email creative for Valentine’s Day and Mother’s Day distribution. This new creative is available now and will remain available via your login through Mother’s Day 2019.

There are new Subject Lines available related to Valentine’s Day, also available through your login.

First Access Visa® Approved Emoji Subject Lines can only be accessed here:
First Access Approved Messaging

Please email Susie Henderson with any creative-related issues, concerns or questions. (shenderson@icommissions.com)

Total Visa® New Valentine’s/Mother’s Day Email Creative

Total Visa® has approved a new email creative for Valentine’s Day and Mother’s Day distribution. This new creative is available now and will remain available via your login through Mother’s Day 2019.

There are new Subject Lines available related to Valentine’s Day, available through your login.

Total Visa® Approved Emoji Subject Lines can only be accessed here:
Total Approved Messaging

Please email Susie Henderson with any creative-related issues, concerns or questions. (shenderson@icommissions.com)

Bullet Point Changes for ABOC Platinum Rewards and ABOC Union Rewards

Please note the following bullet point change to ABOC Platinum Rewards Mastercard® and ABOC Union Rewards Mastercard®. These changes have been added to the marketing materials for both campaigns, which are linked below.

Please REMOVE this bullet point:

      • Unlimited points that don’t expire

Please ADD this bullet point:

      • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big reward!

ABOC Platinum MC Campaign Details
ABOC Union MC Campaign Details

Please reach out if you have any questions.