Coming Soon! Exciting ABOC Changes

ABOC is excited to announce that, beginning January 2, 2020, the Balance Transfer time period will be extended to 18 months (previously 12 months) on both the Platinum and Union cards. With the holidays approaching, we wanted to make sure you knew of this upcoming change. Please be prepared to make updates to the following bullet point and Intro APR statement on the morning of January 2, 2020.

Bullet Point:
0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 14.40% – 24.40%, based on your creditworthiness

0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 14.40% – 24.40%, based on your creditworthiness

Intro APR Statement:
OLD: 0% for 12 months
NEW: 0% on Purchases for 12 months and Balance Transfers for 18 months

Again, these changes take effect January 2, 2020. This early notice is so you can schedule to make changes at that time.

Coming Soon! First Access Program Fee Change

With the holidays upon us, we wanted to make you aware of an upcoming change in the Program Fee for First Access Visa.

Beginning 1/6/2020, the Program Fee will increase to $95 (up from $89). While most of you do not list this information in your marketing copy, it is found on all email creatives.

We are updating the creatives found in your account today, so please download them and be ready to switch them out on 1/6/2020. If you have First Access mail drops scheduled before 1/6/2020, please continue to use your existing creative until 1/6/2020.

If you are not currently mailing the First Access campaigns, but send other traffic sources, please check your listings and confirm that you do not list the Program Fee.

We’ll reach out in the coming weeks, we’re looking to help kick off a strong new year!

iCommissions Holiday Closures

iCommissions would like to take this opportunity to wish you a Merry Christmas and a wonderful New Year!

Please note that the iCommissions offices will be closed on the following days to allow our employees to spend the holidays with their families.

Christmas Eve, Tuesday, December 24, 2019
Christmas Day, Wednesday, December 25, 2019

New Year’s Eve, Tuesday, December 31, 2019
New Year’s Day, Wednesday, January 1, 2020

Please note that reporting may be delayed during these times. For any emergencies during this time, please email

We look forward to working with you in the new year!

All of us at

APR Update – ABOC Platinum & Union Cards (12/2/19)

Effective 12/2/2019, ABOC is updating the Purchase APR and Cash Advance APR for both ABOC cards. Please review them and make the necessary updates to your listings.

Please note: This also includes bullet point updates for both campaigns, to reflect the new APR’s. You can find the bullet points on the linked Campaign Details documents.

(45) ABOC Platinum:
New Purchase APR: 14.40% to 24.40% (V)
New Cash Advance APR: 26.49%
Platinum Rewards Campaign Details

(60) ABOC Union:
New Purchase APR: 10.75% (V)
New Cash Advance APR: 15.75%
Union Strong Campaign Details

Please reach out if you have any questions.