First Access Visa®: Updates to APR, Bullet Point, Fees and Language

The following changes have been made to the First Access Visa® campaign.
Remove all instances of “Processing Fee” and replace it with “Program Fee”. The required disclaimer in emails under CTA’s should read: “If approved, just pay an $89.00 program fee to open your account and access your available credit.” This change affects a Bullet Point and all email creatives.

Updated Bullet Point:
-If approved, pay a Program Fee and you can access the $300 credit limit. (subject to available credit)

Fee Changes:
-APR for merchandise and cash has changed, continue to use “See Terms*”.
-Late Payment Fee is now “Up to $39”
-Returned Check Fee is now “Up to $39”

Email Creatives:
Please be sure that all email creatives reflect the language change. Updated creatives are now available to download. If you have custom creative, it too will need to be updated and sent to our team, so we can update our records. Send custom creatives to:(Susie Henderson)

Links to Updated Documents:
First Access Visa® Campaign Details
First Access Visa® Approved Messaging

As always, feel free to reach out to us with any questions.

Total Visa®: Updates to APR, Bullet Point, Fees and Language

The following changes have been made to the Total Visa® campaign.
Remove all instances of “Processing Fee” and replace it with “Program Fee”. The required disclaimer in emails to be posted with CTA’s should read: “If approved, just pay an $89.00 program fee to open your account and access your available credit.” This affects a Bullet Point and all email creatives.

Updated Bullet Point:
-If Approved, simply pay a Program Fee to open your account and access your available credit.

Fee Changes:
-APR for merchandise and cash has changed, continue to use “See Terms*”.
-Late Payment Fee is now “Up to $39”
-Returned Check Fee is now “Up to $39”

Email Creatives:
Please be sure that all email creatives reflect the language change. Updated creatives are now available to download. If you have custom creative, it too will need to be updated and sent to our team, so we can update our records. Send custom creatives to:(Susie Henderson)

Updated Document Links:
Total Visa® Campaign Details
Total Visa® Approved Messaging

As always, feel free to reach out to us with any questions.

Fee Updates – First Progress MC, First Latitude MC, Assent MC

Please review the following Late Payment and Return Payment Fee changes, and make the necessary updates to your listings:

OLD Late Payment Fee:  Up to $38.00
NEW Late Payment Fee: Up to $39.00

OLD Return Payment Fee: Up to $27.00
NEW Return Payment Fee: Up to $28.00

These fees are in effect for the following cards:
First Progress Platinum Prestige Mastercard® Secured Credit Card
First Progress Platinum Select Mastercard® Secured Credit Card
First Progress Platinum Elite Mastercard® Secured Credit Card
First Latitude Platinum Mastercard® Secured Credit Card
Assent Platinum Mastercard® Secured Credit Card

As always, feel free to reach out to us with any issues.